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How to Get Your NYC Security Deposit Back (Full Checklist)

8 min read HandyAce Team

Why Landlords Keep Your Deposit

In NYC, landlords are legally allowed to keep your security deposit only for damage beyond normal wear and tear — but the line is fuzzy, and most landlords push it as far as they can. The most common deductions:

The good news: fixing this stuff yourself usually costs $50-$200, while a landlord will charge $500-$1,500 for the same repairs.

The Move-Out Checklist (4 Weeks Before)

Walls — Patch & Touch Up

Walk every room with a notepad and count every hole. Then:

⚠️ Match your paint exactly. Mismatched touch-ups look worse than the original damage. Most NYC landlords use cheap builder white — buy a sample can ($8) of Benjamin Moore Decorator's White or Sherwin Williams Pure White and test on a closet wall first.

Floors — Deep Clean + Spot Repair

Bathroom

Kitchen

Light Bulbs & Fixtures

Final Clean

Either deep-clean yourself or hire a one-time NYC apartment cleaning ($150-$300 for studio/1BR). A receipt from a professional cleaner is the single best defense against a cleaning fee deduction.

The Walkthrough — How to Win It

Always schedule a walkthrough with the landlord BEFORE you move out — never let them inspect alone after you're gone. NY State law (Section 7-108) gives you the right to be present.

During the walkthrough:

  • Take dated photos of every room from multiple angles

  • Use the timestamp feature in your camera app (or ask Siri "what time is it")

  • Take a video walkthrough narrating "this is the kitchen, no damage to floor, fridge clean, etc."

  • Get the landlord's verbal confirmation on camera that things look good

  • Get a written punch list if they find issues — fix what you can on the spot
  • Your Legal Rights in NY State

    Even after you move out, landlords must follow strict rules:

    If they violate these — they forfeit their right to keep ANY of your deposit. You can sue in small claims court (filing fee $20 in NYC) and likely win without a lawyer.

    When to Call HandyAce

    If your move-out list has more than you can handle in a weekend — call us. Common move-out packages:

    We can usually complete a 1BR move-out package in a single day. Most of our customers pay us $300-$500 to save $1,000-$2,000 they would have lost to the landlord.

    Worth it.

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